Advertisement Numbers: 2025-26/01 Application Last Date: 05.01.2026 Post Names: Credit Officer
Advt. Details
Advertisement Number: 2025-26/01
Application Start Date: December 12, 2025
Application Deadline: January 5, 2026
Total Vacancies: 514
Post Name(s): Credit Officer (SMGS-IV, MMGS-III, MMGS-II)
Location: India-wide
About Bank of India
Bank of India, a prominent Public Sector Bank headquartered in Mumbai, invites applications for the Bank of India Credit Officer Recruitment 2025-26. This recruitment drive aims to select talented individuals for various Credit Officer positions within the General Banking Officer (GBO) stream. Interested candidates should review the official notification thoroughly.
Vacancy Details
The Bank of India Credit Officer Recruitment 2025-26 offers a total of 514 vacancies across different management scales. These positions provide an excellent opportunity to join a leading public sector bank. The number of vacancies is provisional and may change based on the bank’s requirements.
| Name of the Post | Scale | Stream | Maximum Age (as on November 1, 2025) | No. of Vacancies | Monthly Basic Salary (Starting) |
|---|---|---|---|---|---|
| Credit Officer | SMGS-IV | GBO | 40 years | 36 | ₹102,300 |
| Credit Officer | MMGS-III | GBO | 38 years | 60 | ₹85,920 |
| Credit Officer | MMGS-II | GBO | 35 years | 418 | ₹64,820 |
| Total | 514 |
Eligibility Criteria
Candidates applying for the Bank of India Credit Officer Recruitment 2025-26 must meet specific eligibility criteria as of November 1, 2025. These include educational qualifications, age limits, and nationality requirements. Ensure you fulfill all conditions before applying.
Educational Qualification
Candidates must hold a graduation degree from a recognized university. For specific post-wise educational qualifications and detailed experience requirements, candidates must refer to Annexure-I of the official notification for the Bank of India Credit Officer Recruitment 2025-26. It is crucial to check these details thoroughly.
Age Limit
The age limits for the Bank of India Credit Officer Recruitment 2025-26 are calculated as on November 1, 2025.
- Minimum Age: 25 years (for MMGS-II), 28 years (for MMGS-III), 30 years (for SMGS-IV)
- Maximum Age: 35 years (for MMGS-II), 38 years (for MMGS-III), 40 years (for SMGS-IV)
Relaxation:
- SC/ST: +5 years
- OBC (Non-creamy layer): +3 years
- PwBD: +10 years
- Ex-Servicemen: +5 years
- Persons affected by 1984 riots: +5 years
Application Fee
A non-refundable application fee is required for the Bank of India Credit Officer Recruitment 2025-26. Candidates must pay the fee online during the application process.
- General / OBC / EWS: ₹850/- (inclusive of GST)
- SC / ST / PwBD / Female: ₹175/- (intimation charges only, inclusive of GST)
- Note: Once the fee is paid, it is non-refundable. Bank transaction charges for online payment must be borne by the candidate.
Selection Process
The selection process for the Bank of India Credit Officer Recruitment 2025-26 typically involves multiple stages. The bank may conduct an online test and/or a personal interview.
The selection process includes:
- Stage 1: Online Examination: This test comprises English Language, Reasoning, Quantitative Aptitude, and Professional Knowledge relevant to the post.
- Stage 2: Personal Interview: Candidates who qualify for the online examination will be called for an interview.
- Stage 3: Document Verification: Shortlisted candidates will undergo verification of all submitted documents.
- Stage 4: Medical Fitness Test: Final selection is subject to medical fitness as per the bank’s norms.
If both an online test and an interview are conducted, the weightage (ratio) will be 70:30 for the Online Examination and Interview, respectively. The English Language test is qualifying in nature, and its marks will not be added to the merit list. A penalty of one-fourth of the marks will be deducted for each wrong answer in the objective tests.
How to Apply for Bank of India Credit Officer Recruitment 2025-26
Follow these step-by-step instructions to apply online for the Bank of India Credit Officer Recruitment 2025-26:
- Visit the Official Website: Go to www.bankofindia.bank.in.
- Navigate to Careers: Click on the ‘CAREER’ section.
- Find the Notification: Locate and click on the link for “Recruitment of Credit Officers in GBO Stream Project No. 2025-26/01 Notice dated November 1, 2025”.
- Initiate Application: Click on the “APPLY ONLINE” option.
- New Registration: If you are a new user, select “Click here for New Registration” and provide your basic details like Name, Contact details, and Email ID. A Provisional Registration Number and Password will be generated.
- Fill Application Form: Complete the online application form with all required personal and educational details. Use the “SAVE AND NEXT” option to save your progress.
- Upload Documents: Scan and upload your photograph, signature, left thumb impression, and handwritten declaration as per the specified dimensions and file sizes (Photograph: 20-50kb, Signature: 10-20kb, Left Thumb Impression: 20-50kb, Handwritten Declaration: 50-100kb). Ensure images are clear.
- Preview and Verify: Carefully review all the details entered in the application form before final submission. No changes will be allowed after “COMPLETE REGISTRATION.”
- Pay Application Fee: Proceed to the ‘Payment’ tab and pay the application fee online using Master/Visa/RuPay Credit/Debit cards, Internet Banking, or UPI.
- Submit and Print: After successful payment, an e-Receipt will be generated. Submit your application and take a printout of both the e-Receipt and the completed online application form for your records.
Important Dates
Candidates interested in the Bank of India Credit Officer Recruitment 2025-26 should note the following key dates:
| Event | Date |
|---|---|
| Relevant Date for Age & Qualification | November 1, 2025 |
| Application Starting Date | December 12, 2025 |
| Registration Last Date | January 5, 2026 |
| Last Date for Online Fee Payment | January 5, 2026 |
| Tentative Date of Online Examination | Will be advised separately |
Important Links
Notification links
Notification Link
Apply Link
Apply Online (Link Active from December 12, 2025)
Official links
Official Website
FAQs on Bank of India Credit Officer Recruitment 2025-26
How many vacancies are available in the Bank of India Credit Officer Recruitment 2025-26?
There are a total of 514 vacancies for Credit Officers across SMGS-IV, MMGS-III, and MMGS-II scales.
What is the last date to apply for the Bank of India Credit Officer Recruitment 2025-26?
The last date to submit online applications for this recruitment is January 5, 2026. Ensure you complete your application well before the deadline.
Who can apply for the Bank of India Credit Officer Recruitment 2025-26?
Candidates holding a graduation degree from a recognized university and meeting the age criteria (between 25 to 40 years, with relaxations for reserved categories) can apply. Refer to the official notification for detailed post-specific eligibility.
What is the selection process for this recruitment?
The selection process for the Bank of India Credit Officer Recruitment 2025-26 includes an online examination and a personal interview. This is followed by document verification and a medical fitness test.
Where can I apply for the Bank of India Credit Officer posts?
You can apply online through the official Bank of India website: www.bankofindia.bank.in. Look for the ‘CAREER’ section and the specific recruitment link.
What is the salary offered for Credit Officers in the Bank of India?
The starting monthly basic salary ranges from ₹64,820 for MMGS-II to ₹102,300 for SMGS-IV, along with other allowances as applicable.
Disclaimer
The details in this article are taken from the official notification for easy reference. InfrontJob provides this blog post to help candidates stay informed and access verified job updates. For the latest updates, amendments, or clarifications regarding the Bank of India Credit Officer Recruitment 2025-26, kindly refer to the official sources.
